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Remove Negative Items From Your Report
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The first step in getting your financial life back is removing inaccurate information from your credit report. The law allows any consumer to challenge inaccurate information on their credit report if that consumer feels that the items are inaccurate.
The second step to restoring your credit is to rebuild it while we work on removing inaccurate information. It’s not enough just to remove negative items, but you must prove to the FICO and creditors that you can make your payments on time.
The third step to restoring your credit is to focus on raising your credit score. As we all know, the credit score is the number one factor when it comes to getting approved for a loan. If you have a low credit score, you can get denied or pay high interest rates.
Part of the first step on the road to better credit is identifying the Erroneous information that is lowering your score. This is done through an in-depth credit analysis process. Once let us know what the problems are, we will give you the information you need to take action to start removing those inaccurate marks and ultimately building your credit score. We will be here for you every step of the way and make sure you know what to do every He passed. Our sole goal is to help consumers restore their credit scores.
Once we have identified all the information that is not verifiable, inaccurate or misleading, the we enter our system. This allows us to begin the challenging process. The process will challenge the information reported by the credit bureau, creditor and collector. Dispute letters are they send to each party. This process can take between 30 and 45 days while we wait for responses and updates. You will be able to check the status of your credit repair through our online portal. We work to restore your credit from start to finish.
After the providers have received the updated reports, we will review them one more time. to verify that inaccurate, unverifiable or misleading information has been removed or updated. If the information is still in the report, we go back to the entities that provided the report and We started asking questions about why the information was not removed or updated. If the information in the report has been updated, we move on to the next item that deserves a dispute.
During the credit restoration process, we will provide you with information and education that you need to continue increasing your credit score. You will be given information about the settlement debt and what it takes to rebuild your credit. This educational process will be carried out through of emails, text messages and voice transmission. There are other products we offer that can help you with your credit rebuilding process. Things like legal aid, Credit monitoring and rebuilding your credit cards will help you along the way to restore a healthy credit score and maintain it.
We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below: Late payments – Tax liens – Inquiries – Short sales (Shortsale) Accounts in collection – identity theft- Amortization (Charge-offs) -Account sold- Authorized users- Bankruptcies- Old accounts- Medical bills- Repossessions- Foreclosures- Duplicate accounts- Child Support.
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"With the help of fcucreditrepair I was able to purchase a brand-new home for my family no more renting for me."
Our number one priority for our clients is help them regain their financial life. We do this through constant education on the process of increasing your credit score, rebuild credit, pay off debts when necessary and deal with debt collectors. We believe that education is the key to restoring your credit. Because we are here.
We are here to help you get the things you want in the lifetime. Navigating the credit repair maze can be very challenging if you do not know all the laws that regulate debt collectors, creditors and credit bureaus. Our job is take that heavy load off your shoulders and do all the work for you so you can get approved again.